Software

Netscape Communicator

http://www.netscape.com

Make sure you choose the strong encryption option for maximum security for shopping or sending sensitive data.

NoNags

http://www.nonags.com

A great archive of software you can download free. You'll find both mIRC and CuteFTP at NoNags, along with hundreds of other apps.

Net Nanny

http://www.netnanny.com/

Net Nanny blocks access to a good deal of objectionable material on the Net.