Dear Editor, "We're Borrowing Like Mad. Can the U.S. Pay It Back?" [The Washington Post, Jan. 11]. This looks like craps to me: You have right bettors and wrong bettors. Right bettors bet the shooter is going to throw the dice and make his point number before he craps out. Wrong bettors are betting that the shooter will throw a seven or crap out before he makes his point number. A lot of players don't like wrong bettors; they think it jinxes the table. I do look at the market as legalized gambling, except thanks to credit derivatives, financial contracts that allow investors to speculate on or protect against default seem crazy to me. If one is able to protect against losing of any kind, then there is no gamble, and exactly whose money are they not gambling or gambling with? The stock market has gotten so complicated and confusing with little to no oversight. With the media's help and our elected officials repeating over and over to its American citizens, "We are a free market," "We are capitalist," like a mantra. I say we have once again let corporations run and control our government. We are a democracy first, with the government working for the people and somewhere along the way that last statement has gone by the wayside. Regulating our markets, corporations, and banks, as well as preventing the big five monopoly ownership of our media, is not only essential and good but right. It helps to keep America healthy and the thieves at bay; it once was called our Constitution! It is time to take back our country from these thieves. It is time for a revolution here in America! We want our democracy back! We are a nation of people, by the people, for the people and not the rich, for the rich, by the rich! The rich will not be paying off America's debt; it will be we, her citizens and future children and the very poorest of us who will pay with their lives.