Please Mr. "Frankenstein" [“Letters at 3am
,” Oct. 10]: Michael Ventura, pay off your debt; quit living above your means. You are severely damaging the many millions of American citizens who actually do live responsible and accountable lives. Pay off those two credit cards so that the rest of us who have managed our debt and stayed out of debt will not have to. Remarkably, we do know who to blame; the predictable results of this credit binge have been publicly discussed for our entire adult lives, and we knew that the accounting would come before we retired. I guess you weren't paying attention, so sell your most prideful possession – your damn stupid car – and pay down your debt. Do the responsible thing, and pass the word on to any others that you know that bought more house than they can afford and lived lifestyles they couldn't afford. I know too many people who for all the right reasons were not enjoying this wild roller coaster of rising home appreciations and the dislocations that it cost them and their families in this city.
Please quit deceiving yourself with your semi-intellectual philosophical outlook.