Great article [“Point Austin,” July 6
]. I see and hear these stories every day working for the largest supplemental insurance company in the U.S. (think white duck). While I would never pretend to assume that I know everything that went into the article, the only thing seemingly missing were some alternatives for these gaps in what Blue Cross Blue Shield, Humana, and UnitedHealthcare end up not
covering in the end. I find it just as challenging to convey this in my presentations to employers regarding how their employees can get more coverage that allows them to manage the unexpected expenses that hit during and after treatments for illnesses and accidents. Most employers don't even realize most of these programs can be implemented at no cost to them.
I'm astounded that with as much attention as the media continues to shed on our health-care trauma in this country, more people don't seek out supplemental insurance and continue to assume their health management plans and preferred provider organizations are going to cover everything for them – incredible
. I would strongly urge everyone who believes they have good insurance to re-evaluate their coverages and check into supplemental coverage that will pay them cash with any reputable supplemental company.